Agentic AI for accounting firms. One platform. Job done.
Built on 20+ years of accounting production, expertise drawn from 1M+ ledgers, and 4 years of focused AI development.
What Zato is
Zato does the compliance work. Your accountants sign it off.
Connect your ledger, tax authority and document systems. Zato works the job through scrutiny, reconciliations, workpapers, queries and financial statements, then hands your team a file that is ready to review.
Connect
Ledgers, tax authorities, registries and document systems connect directly by API. Client data flows in without manual collection.
Produce
Every transaction analysed, exceptions surfaced, workpapers and schedules compiled, client queries drafted for approval.
Review and sign off
Your team checks the reasoning, resolves points and signs off. Every figure traces back to its source document.
The complete compliance workspace
One platform. The full compliance run.
Zato takes a job from engagement to sign-off in one place, with your team in control at every step and a full audit trail behind every figure.
Engage
Collect the right client, entity and source information upfront, so the job starts complete.
Scrutinise
Analyse every transaction in the ledger and surface anomalies, risks and exceptions worth your attention.
Query
Draft structured missing-information requests for reviewer approval, then track them to close.
Compile
Generate workpapers, schedules and supporting files, each figure linked back to its source document.
Review
See what has been checked, flagged, resolved and left for professional judgement.
Finalise
Prepare the file for sign-off, posting and delivery, with the audit trail intact.
Meet Ziffy. The AI agent inside Zato.
Ziffy is the intelligent layer that drives the workflow, helping read ledger activity, explain anomalies, draft client queries and support review decisions throughout the job.
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Applies senior-level scrutiny.Surfaces patterns, anomalies and exceptions across ledger activity so your team can focus on what needs attention.
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Drafts the queries.Structured missing-information requests are prepared in-app, ready for your reviewer to approve, edit or send.
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Supports review across 40+ workpapers.Workpapers are cross-referenced, source-linked and prepared for partner review.
Ziffy operates under ISO 42001 AI governance. Client data is not used to train external models. Professional judgement stays with your accountants and partners, always.
- Ledger analysis complete
- Exceptions for review
- Missing information drafted
- Workpaper pack ready
- Partner review required
“Within minutes, Zato surfaced detailed client background information that was accurate, useful, and genuinely impressive. It identified insights I had not picked up despite working with the client for over 18 years. Zato’s inbuilt AI is a game changer.”
Partner · Large Auckland accounting firm
See the platform in detail
Real screens from a live job: workpapers, reconciliations with full lineage, financial statements and enterprise sign-in.
Explore the product → ResourcesRead the thinking behind it
Our white paper on agentic orchestration for ANZ professional services, plus news and the help centre.
Browse resources →See how Zato would work inside your firm.
Book a 30-minute workflow demo tailored to your compliance process, team structure and current bottlenecks. We will show how Zato maps to the way your firm already works.